Garant bank JSC

Garant bank was registered on 12 May 1994 as Savdogar, a joint-stock commercial bank set up to support trade; its founders included the Ministry of Finance, the Uzbeksavdo association and the National Bank for Foreign Economic Activity. Yengilsanoatbank was merged into it in 1998 and Mevasabzavotbank in 2000. From 2005 foreign investors held stakes and the bank was known as Savdogar Bank with foreign capital participation; in June 2022 the shareholders rebranded it as Garant bank. According to its corporate-governance page, 99.79% of the shares now belong to a single private shareholder.

The bank serves both retail and business clients: Uzcard, Humo and Visa (Classic, Gold, Infinite) cards, co-badged Humo–Mastercard and Uzcard–UnionPay cards, soum and foreign-currency deposits, the Makon mortgage, car loans and microloans, plus loans, factoring and deposits for companies. The website (January 2026) counts 12 banking services offices and 12 banking services centres nationwide, in Tashkent, Andijan, Bukhara, Samarkand, Fergana, Namangan, Urgench, Tortkol and the Tashkent region.

For travellers

The bank describes itself as an operator of Zolotaya Korona transfers and a SWIFT member; its website also lists Western Union, MoneyGram, Ria, IntelExpress, Universal Payment Transfer, Asia Express, KWIKPAY, Astrasend, BEST, PayPorter, Olmapay and Ucash, with transfers paid out on presentation of a passport and no account needed. A 2025 news item says exchange offices and international transfers operate seven days a week. A virtual Humo card and online card applications are available. The Garant bank app is published for iOS and Android, and the call centre's short number is 1326.