Contacts
Mobile apps
Services
- Currency exchange
- International transfers
- Open a card online
- Deposits
- Mortgages
- Car loans
- Microloans
- Business banking
Cards
- Visa
- Mastercard
- UnionPay
- Humo
- Uzcard
Money transfer systems
- Western Union
- Contact
- UPT
- Asia Express
About the bank
Joint-Stock Commercial Xalq Bank of the Republic of Uzbekistan (Xalq banki, “People’s Bank”) is a commercial bank with a controlling state shareholding. It traces its history to the savings offices of the Tashkent branch of the State Bank of the Russian Empire, opened on 10 May 1875. On 27 August 1993 the Cabinet of Ministers approved the charter of the state-commercial bank Uzjamgarmabank; in October 1995 it became the People’s Bank of the Republic of Uzbekistan, and since 2015 it has been named Joint-Stock Commercial Xalq Bank. It was entered in the Central Bank register on 22 October 1993.
The shareholders are the Fund for Reconstruction and Development of Uzbekistan (66.02%) and the Ministry of Economy and Finance (33.98%). The bank pays pensions and social benefits, operates the funded pension system, and serves households (deposits, mortgages and car loans, microloans, cards) and small businesses. According to its website it has 196 regional and district (city) branches and 106 banking service centres. The head office is at 46 Qatortol Street in Tashkent’s Chilanzar district; the call centre number is 1106.
For travellers
Exchange offices in the branches buy and sell foreign cash (no ID is required below 500 times the base calculation amount); money on a foreign payment card can be withdrawn in cash or converted into soums at an exchange office. International transfers: Western Union, Contact, UPT and Asia Express, plus SWIFT transfers. The bank issues Uzcard, Humo, Visa, Mastercard and co-badged UnionPay cards. The Xazna mobile app is available in Uzbek, Russian and English and can be used to order a card.
Fees, rates and opening hours can change — check the bank’s website or call its short number.